Q: What is a High Deductible Health Plan (HDHP)?

By December 2, 2009November 18th, 2015Frequently Asked Questions

A:  A High Deductible Health Plan (HDHP) is a health insurance plan with a large minimum deductible.  To qualify as an HDHP, the plan must have a minimum deductible of $1,150 for self-only coverage or $2,300 for family coverage.  The plan’s out-of-pocket expenses, including deductibles and co-pays, cannot exceed $5,800 for self-only coverage or $11,600 for family coverage.  However, an HDHP may have no deductible for preventive care and can charge higher co-pays and co-insurance fees for non-network services.